Basic savings - Personal
Personal Savings Accounts
Start Saving Easily and Securely
Our Basic Savings Account is designed to help you build your savings with ease. With a low minimum balance requirement and the opportunity to earn interest, this account is perfect for those looking to save for the future. Enjoy the flexibility of free online, mobile, and telephone banking, along with a straightforward way to manage your savings and grow your financial security.
Key Features of the Basic Savings Account
Interest Rates: Earn interest on your savings, helping your money grow over time.
Minimum Balance Requirements:
- Open your account with just $100.
- Maintain a minimum balance of $100 to avoid a $2.00 service charge and earn the Annual Percentage Yield (APY).
Withdrawal Policy:
- Make up to 3 withdrawals per quarter without fees.
- Additional withdrawals are just $2.00 each.
Digital Banking Access:
- Enjoy free 24/7 Online Banking & Billpay.
- Access your account anytime with free Mobile Banking and Telephone Banking.
Advantages of the Basic Savings Account
Save for Future Goals: Whether planning for a vacation, an emergency fund, or any other financial goal, the Basic Savings Account helps you set money aside for the future.
Earn Interest: Grow your savings with interest earned on your balance, maximizing the potential of your deposits.
Financial Security: Enjoy peace of mind knowing your savings are secure and easily accessible through our digital banking services.
Opening a Basic Savings Account is a smart step towards achieving your financial aspirations.
How to Open a Basic Savings Account
Step-by-Step Guide:
- Visit Our Branch: Stop by your nearest branch to begin the application process.
- Complete the Application: Fill out a simple application form with your personal information.
- Provide Initial Deposit: Deposit a minimum of $100 to open your account.
Required Documentation:
- Proof of Identity: Government-issued ID (e.g., driver’s license, passport).
- Proof of Address: Utility bill, lease agreement, or other official documents.
- Social Security Number: For identification and tax purposes.
Opening a Basic Savings Account is quick and straightforward, ensuring you meet the necessary criteria and provide the required documents.
Frequently Asked Questions
The minimum balance to open a Basic Savings Account is $100.
Maintain a minimum balance of $100 to avoid the $2.00 monthly service charge.
You can make up to 3 withdrawals per quarter for free. Additional withdrawals cost $2.00 each.
You have access to free 24/7 Online Banking & Billpay, Mobile Banking, and Telephone Banking.
The interest rate is competitive and helps your savings grow. Please check our website or contact us for current rates.
For more information or personalized assistance, please contact us.
What Our Customers Are Saying
Ready to Start Saving?
Take the first step towards securing your financial future with our Basic Savings Account. Apply today and enjoy the benefits of easy access, competitive interest rates, and convenient banking services.
For more information or personalized assistance, please contact us or visit your nearest branch. Our friendly team is here to help you every step of the way.
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