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City Bank & Trust Company

Homestyle Loan Term Lengths

With the Homestyle, you take your current debt, if you own the home, you roll in your closing costs if you want to do that, and then you take your improvements, your contractor bid that you get. Take all that together and then they will do 97 percent of the “subject to” conditions, the conditions that, when appraised, gets the scheduled values, and applies a value on the house: “If these improvements are completed–subject to these improvements– this is what the house will be worth,” 97 percent of that.

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