Merchant Services
Service Suite
Merchant Services
City Bank & Trust Company, in partnership with Payment Express Systems (PES) is pleased to offer a wide range of electronic transaction processing services for our business customers.
With City Bank & PES your business will receive:
- #1 Rated Service
- Lifetime Equipment Warranty
- No Monthly minimums
- No PCI Compliance Fees
Merchant Solutions
Free Online Merchant Account Access
You can access your merchant account anytime with City Bank & PES at no additional cost. Some of the features included:
- Daily Transactions
- Transaction Search
- Monthly Statements
- Returns & Credits
- Chargeback Search
- Authorizations
Free Online Merchant Account Access
Debit (including PIN Secured and Signature) is one of the fastest growing payment options in the U.S. With connectivity to all the major debit networks, you have the opportunity to:
- Increase Ticket sales
- Virtually guarantee payment (PIN-Secured Debit)
- Reduce fraud, losses and costs
- Build customer loyalty
- Offer cash back (PIN-Secured Debit)
- PCI Compliant
Credit card Services
Debit (including PIN Secured and Signature) is one of the fastest growing payment options in the U.S. With connectivity to all the major debit networks, you have the opportunity to:
- Increase Ticket sales
- Virtually guarantee payment (PIN-Secured Debit)
- Reduce fraud, losses and costs
- Build customer loyalty
- Offer cash back (PIN-Secured Debit)
- PCI Compliant
Check Services
Minimizing the risks and losses associated with check acceptance is crucial in today’s marketplace. Check services including verification, conversion, authorization, and warranty – allow you to:
- Reduce returned check volume
- Faster funds availability through the ACH network on check purchases
- Create detailed reporting and settlement documents
Hospitality Solutions
Specialized payment terminals designed to meet the unique needs of the restaurant and hotel industries, such as:
- Restaurants: bar tabs, tips, tip reporting, etc.
- Lodging: check in/checkout, full reporting, integrated retail processing for gift shops
EBT (Electronic Benefits Transfer)
The EBT program is government program for electronic food stamps and other government entitlement benefits.
- Requires compatible processing equipment
- Enable easy settlement and reconciliation
- Provide EBT service in all lanes of store
- Accept EBT payments from your state with magnetic stripe programs
Virtual Terminal
Internet based payment processing offers fast transaction time without the added expense of satellite or leased-line connectivity. A complete solution for your e-commerce site or brick and mortar location(s).
- Provides processing, authorizing and settlement
- Combines processor and gateway functionality
- Easy Web services integration
- PCI Compliant
Wireless Services
Experience the freedom of wireless terminals and services for convenient, on-the-spot payment.
Wireless terminals are great for:
- Delivery Services
- Plumbers
- Mobile Auto Repair
- Tow Trucks, etc
Gift Cards
Gift Cards are the fastest growing products to hit retail in years, offering:
- Reduced administrative costs associated with paper certificates
- Increased store revenue by eliminating cash back
- Faster and more accurate transactions
- Advertising and brand opportunities
- Repeat visits and customer loyalty
Purchasing & Commercial Cards
If you process business–to–business, government or military transactions you can accept purchasing and commercial cards through point–of–sales terminals and specialized software. Many corporations use purchasing cards to:
- Eliminate paperwork
- Reduce processing costs associated with small value payments
Payroll Card
Payroll cards offer both employers and employees these significant benefits:
- Offers millions of unbanked wage earners a more convenient way to access their money
- Provides employees with check cashing at more than 1 million ATM/POS locations
- Diminishes cost of check production and distribution for employers
- Reduces expenses of lost/fraudulent checks and check reconciliation
- Offers turn-key support in program introduction and card issuance
Fleet Cards
Government and large corporation employees regularly make purchases for fuel, service, and repairs with Fleet payment cards. Tap into some of the most popular Fleet card programs including:
- Voyager
- Wright Express