Current Rates

Effective 1/3/2019

Interest Checking & Savings Accounts

Product Interest Rate Annual Percentage Yield²

Min. Balance to Receive APY

NOW Account¹ 0.40% 0.40% $1,500.00
Investment Checking Tier 1 1.27% 1.28% $10,000.00 - 24,999.99
Investment Checking Tier 2 1.30% 1.31% $25,000.00 - 49,999.99
Investment Checking Tier 3 1.35% 1.36% $50,000.00 +
Savings Account 0.40% 0.40% $0.00
Commercial Checking Plus 0.30% 0.30% $20,000.00

 

Certificates of Deposit

Product Interest Rate Annual Percentage Yield² Min. Balance to Receive APY
90 - 179 Days 0.40% 0.40% $0.00
6 Months 0.55% 0.55% $0.00
1 Year 0.80% 0.80% $0.00
18 Months 0.90% 0.90% $0.00
2 Years 1.10% 1.11% $0.00
3 Years 1.20% 1.21% $0.00
4 years 1.30% 1.31% $0.00
5 Years 1.55% 1.56% $0.00

 

Money Market Accounts

Product Interest Rate Annual Percentage Yield² Min. Balance to Receive APY
Hi Fi Money Market 0.40% 0.40% $2,500.00

 

Individual Retirement Accounts

Product Interest Rate Annual Percentage Yield² Min. Balance to Receive APY
IRA Rate 1.55% 1.56% $0.00

 

*A substantial penalty may be imposed for early withdrawal on some accounts.
¹
Not available to corporations.
²Fees charged may reduce earnings.