Current Rates
Effective 1/3/2019
Interest Checking & Savings Accounts
| Product |
Interest Rate |
Annual Percentage Yield² |
Min. Balance to Receive APY
|
| NOW Account¹ |
0.40% |
0.40% |
$1,500.00 |
| Investment Checking Tier 1 |
1.27% |
1.28% |
$10,000.00 - 24,999.99 |
| Investment Checking Tier 2 |
1.30% |
1.31% |
$25,000.00 - 49,999.99 |
| Investment Checking Tier 3 |
1.35% |
1.36% |
$50,000.00 + |
| Savings Account |
0.40% |
0.40% |
$0.00 |
| Commercial Checking Plus |
0.30% |
0.30% |
$20,000.00 |
Certificates of Deposit
| Product |
Interest Rate |
Annual Percentage Yield² |
Min. Balance to Receive APY |
| 90 - 179 Days |
0.40% |
0.40% |
$0.00 |
| 6 Months |
0.55% |
0.55% |
$0.00 |
| 1 Year |
0.80% |
0.80% |
$0.00 |
| 18 Months |
0.90% |
0.90% |
$0.00 |
| 2 Years |
1.10% |
1.11% |
$0.00 |
| 3 Years |
1.20% |
1.21% |
$0.00 |
| 4 years |
1.30% |
1.31% |
$0.00 |
| 5 Years |
1.55% |
1.56% |
$0.00 |
Money Market Accounts
| Product |
Interest Rate |
Annual Percentage Yield² |
Min. Balance to Receive APY |
| Hi Fi Money Market |
0.40% |
0.40% |
$2,500.00 |
Individual Retirement Accounts
| Product |
Interest Rate |
Annual Percentage Yield² |
Min. Balance to Receive APY |
| IRA Rate |
1.55% |
1.56% |
$0.00 |
*A substantial penalty may be imposed for early withdrawal on some accounts.
¹Not available to corporations.
²Fees charged may reduce earnings.